Home Insurance

Broad, flexible protection for your home, possessions and YOU!

Homeowners insurance, or home insurance, compensates you for losses to your home and your possessions inside it, so purchasing a homeowners policy provides added security for your investment. Home insurance also protects you if you’re legally liable for someone’s injuries on your property, as well as from financial losses caused by storms, fire, theft and other events outlined in your policy.

Generally, a standard homeowners insurance policy protects the following:

• The physical structure of your home
• Structures on your property (storage sheds, pools, boathouses, etc.)
• Your personal property and belongings inside your home, up to specified limits
• Your liability or legal responsibility for any injuries and property damage you or your family members cause to other people
• Injuries to your household pets while inside your home
• Additional living expenses if a fire or other insured disaster leaves you temporarily unable to live in your home.

We understand that your home is a major investment, both financially and emotionally. If anything disastrous should happen to your home, you’d want an insurance policy broad enough to help repair, replace or rebuild as it was before. The truth is that not all policies will do this.

Here at Hodges Ford Insurance, we want to take of you and your possessions but still maintain a comparable rate.  We know that not all insurance policies are the same, which is why we will make sure that policy chosen fits you and your possessions perfectly.